nCino (NASDAQ:NCNO) Releases Q4 2025 Earnings Guidance

nCino (NASDAQ:NCNO) issued an update on its fourth quarter 2025 earnings guidance on Monday morning. The company provided earnings per share (EPS) guidance of 0.180-0.190 for the period, compared to the consensus estimate of 0.180. The company issued revenue guidance of $139.5 million-$141.5 million, compared to the consensus revenue estimate of $140.8 million. nCino also updated its FY 2025 guidance to 0.720-0.730 EPS.

nCino Stock Performance

nCino stock opened at $34.01 on Monday. The company has a fifty day moving average price of $35.58 and a two-hundred day moving average price of $34.55. The company has a quick ratio of 1.95, a current ratio of 1.95 and a debt-to-equity ratio of 0.20. nCino has a 12 month low of $28.09 and a 12 month high of $43.20.

Analysts Set New Price Targets

NCNO has been the subject of a number of research reports. Keefe, Bruyette & Woods lifted their price objective on shares of nCino from $41.00 to $49.00 and gave the stock an “outperform” rating in a report on Monday, December 2nd. Stephens raised their target price on nCino from $35.00 to $38.00 and gave the company an “equal weight” rating in a research note on Thursday, December 5th. Piper Sandler reiterated a “neutral” rating and issued a $38.00 target price on shares of nCino in a research note on Thursday, December 5th. Truist Financial reiterated a “buy” rating and issued a $44.00 target price (up from $37.00) on shares of nCino in a research note on Monday, October 21st. Finally, Barclays upgraded nCino from an “equal weight” rating to an “overweight” rating and set a $44.00 target price on the stock in a research note on Monday, January 6th. Four analysts have rated the stock with a hold rating and eleven have given a buy rating to the company. According to data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and an average price target of $42.50.

Insiders Place Their Bets

In related news, Director Jeff Horing sold 1,167,424 shares of nCino stock in a transaction dated Wednesday, December 11th. The stock was sold at an average price of $36.69, for a total value of $42,832,786.56. Following the transaction, the director now owns 9,790,001 shares of the company’s stock, valued at approximately $359,195,136.69. This trade represents a 10.65 % decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. Over the last three months, insiders have sold 6,238,084 shares of company stock worth $224,795,630. 28.40% of the stock is owned by corporate insiders.

About nCino

nCino, Inc, a software-as-a-service company, provides cloud-based software applications to financial institutions in the United States and internationally. Its nCino Bank Operating System connects financial institution employees, clients and third parties on a single cloud-based platform which include client onboarding, deposit account opening, loan origination, end-to-end mortgage suite, and powerful ecosystem.