BitFuFu (NASDAQ:FUFU) vs. Upstart (NASDAQ:UPST) Financial Survey

BitFuFu (NASDAQ:FUFU) and Upstart (NASDAQ:UPST) are both finance companies, but which is the better investment? We will compare the two businesses based on the strength of their earnings, risk, dividends, valuation, institutional ownership, profitability and analyst recommendations.

Insider and Institutional Ownership

37.3% of BitFuFu shares are held by institutional investors. Comparatively, 63.0% of Upstart shares are held by institutional investors. 35.0% of BitFuFu shares are held by insiders. Comparatively, 18.1% of Upstart shares are held by insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of current ratings and target prices for BitFuFu and Upstart, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BitFuFu	0	0	1	0	3.00
Upstart	2	7	5	0	2.21

BitFuFu currently has a consensus price target of $7.00, suggesting a potential upside of 43.44%. Upstart has a consensus price target of $73.38, suggesting a potential upside of 6.69%. Given BitFuFu’s stronger consensus rating and higher probable upside, equities analysts plainly believe BitFuFu is more favorable than Upstart.

Earnings & Valuation

This table compares BitFuFu and Upstart”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BitFuFu	$452.74 million	1.76	$10.49 million	N/A	N/A
Upstart	$628.83 million	10.25	-$128.58 million	($1.46)	-47.11

BitFuFu has higher earnings, but lower revenue than Upstart.

Volatility & Risk

BitFuFu has a beta of 0.24, indicating that its share price is 76% less volatile than the S&P 500. Comparatively, Upstart has a beta of 2.25, indicating that its share price is 125% more volatile than the S&P 500.

Profitability

This table compares BitFuFu and Upstart’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BitFuFu	8.17%	40.15%	13.55%
Upstart	-20.20%	-25.87%	-7.95%

Summary

BitFuFu beats Upstart on 7 of the 12 factors compared between the two stocks.

About BitFuFu

BitFuFu Inc. provides digital asset mining and cloud-mining services in Singapore. It also offers miner rental, and miner hosting and sales services to institutional customers and individual digital asset enthusiasts. The company is based in Singapore, Singapore.

About Upstart

Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. Its platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small dollar loans that connects consumer demand for loans to its to bank and credit unions. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.