TWFG (NASDAQ:TWFG) & Tian Ruixiang (NASDAQ:TIRX) Head-To-Head Contrast

Tian Ruixiang (NASDAQ:TIRX) and TWFG (NASDAQ:TWFG) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, profitability, risk, valuation, earnings and analyst recommendations.

Insider and Institutional Ownership

10.7% of Tian Ruixiang shares are owned by institutional investors. 39.6% of Tian Ruixiang shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a stock will outperform the market over the long term.

Profitability

This table compares Tian Ruixiang and TWFG’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tian Ruixiang	N/A	N/A	N/A
TWFG	N/A	N/A	N/A

Valuation & Earnings

This table compares Tian Ruixiang and TWFG”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tian Ruixiang	$1.24 million	1.03	-$2.45 million	N/A	N/A
TWFG	$172.93 million	2.52	$26.10 million	N/A	N/A

TWFG has higher revenue and earnings than Tian Ruixiang.

Analyst Recommendations

This is a summary of recent ratings for Tian Ruixiang and TWFG, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tian Ruixiang	0	0	0	0	0.00
TWFG	0	4	5	0	2.56

TWFG has a consensus price target of $31.86, indicating a potential upside of 8.25%. Given TWFG’s stronger consensus rating and higher possible upside, analysts clearly believe TWFG is more favorable than Tian Ruixiang.

Summary

TWFG beats Tian Ruixiang on 6 of the 8 factors compared between the two stocks.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.

About TWFG

TWFG, Inc. operates an independent distribution platform for personal and commercial insurance products in the United States. Its personal and commercial insurance products include auto, home, renters, life, health, motorcycle, umbrella, boat, recreational vehicle, flood, wind, event, luxury item, general liability, property, business auto, workers’ compensation, business owner policy, and professional liability insurance products, as well as commercial bonds and group benefits. The company was founded in 2001 and is based in The Woodlands, Texas. TWFG, Inc. operates as a subsidiary of Bunch Family Holdings, LLC.