Jeffersonville Bancorp (OTCMKTS:JFBC) & Akbank T.A.S. (OTCMKTS:AKBTY) Critical Comparison

Jeffersonville Bancorp (OTCMKTS:JFBC) and Akbank T.A.S. (OTCMKTS:AKBTY) are both finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, analyst recommendations, dividends, risk, valuation, earnings and institutional ownership.

Volatility and Risk

Jeffersonville Bancorp has a beta of 0.35, indicating that its share price is 65% less volatile than the S&P 500. Comparatively, Akbank T.A.S. has a beta of 0.82, indicating that its share price is 18% less volatile than the S&P 500.

Profitability

This table compares Jeffersonville Bancorp and Akbank T.A.S.’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Jeffersonville Bancorp	N/A	16.91%	1.68%
Akbank T.A.S.	33.72%	42.44%	5.07%

Analyst Recommendations

This is a summary of current recommendations and price targets for Jeffersonville Bancorp and Akbank T.A.S., as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Jeffersonville Bancorp	0	0	0	0	N/A
Akbank T.A.S.	0	0	0	0	N/A

Dividends

Jeffersonville Bancorp pays an annual dividend of $0.60 per share and has a dividend yield of 3.2%. Akbank T.A.S. pays an annual dividend of $0.09 per share and has a dividend yield of 2.7%. Jeffersonville Bancorp pays out 22.7% of its earnings in the form of a dividend. Akbank T.A.S. pays out 6.7% of its earnings in the form of a dividend. Both companies have healthy payout ratios and should be able to cover their dividend payments with earnings for the next several years.

Earnings & Valuation

This table compares Jeffersonville Bancorp and Akbank T.A.S.’s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Jeffersonville Bancorp	$27.45 million	N/A	$11.18 million	$2.64	7.01
Akbank T.A.S.	$8.80 billion	N/A	$3.67 billion	$1.34	2.53

Akbank T.A.S. has higher revenue and earnings than Jeffersonville Bancorp. Akbank T.A.S. is trading at a lower price-to-earnings ratio than Jeffersonville Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

Akbank T.A.S. beats Jeffersonville Bancorp on 7 of the 10 factors compared between the two stocks.

About Jeffersonville Bancorp

Jeffersonville Bancorp operates as the bank holding company for Jeff Bank that provides community banking services to individuals, small businesses, and local municipal governments primarily in Sullivan County, New York. The company offers various deposit products, such as checking, money market, savings, and NOW, as well as demand and time deposits. It also offers commercial mortgage, farmland, construction, real estate, agricultural, residential mortgage, home equity, installment, debt restructures, and other consumer loans. The company was founded in 1913 and is based in Jeffersonville, New York.

About Akbank T.A.S.

Akbank T.A.S., together with its subsidiaries, provides various banking products and services in Turkey and internationally. It operates through Consumer Banking and Private Banking; Commercial Banking, Corporate Banking, and SME Banking; and Treasury, Other, and Unallovated segments. The company's consumer banking services comprise deposit accounts, retail loans, commercial installment loans, credit cards, insurance products, and asset management services, as well as bank cards, investment funds trading, automatic payment, foreign currency trading, safe deposit box rental, cheques, money transfer, investment banking, and telephone and internet banking. It also offers services to large, medium, and small size corporate and commercial customers that include Turkish Lira (TL) and foreign currency denominated working capital loans financing for investments, foreign trade financing, derivative instruments for hedging purposes of foreign currency and interest risk, letters of credit, foreign currency trading, corporate finance, and deposit and cash management services, as well as project finance loans; and working capital management, delivering cash management services based on customers' requests, such as collection and payment services, and liquidity and information management. In addition, the company engages in treasury activities consisting of TL and foreign currency spot and forward transactions, treasury and government bonds, Eurobonds, and private sector bond transactions, as well as derivative trading activities; and marketing and pricing activities related to treasury products. Further, it provides financial leasing services, investment and pension funds management, and portfolio management, as well as offers payment services and issues electronic money. Akbank T.A.S. was incorporated in 1948 and is headquartered in Istanbul, Turkey.