Seaport Res Ptn Weighs in on Bread Financial Q1 Earnings

Bread Financial Holdings, Inc. (NYSE:BFH) – Research analysts at Seaport Res Ptn issued their Q1 2025 earnings per share estimates for Bread Financial in a note issued to investors on Monday, February 3rd. Seaport Res Ptn analyst W. Ryan expects that the company will earn $2.33 per share for the quarter. The consensus estimate for Bread Financial’s current full-year earnings is $6.46 per share. Seaport Res Ptn also issued estimates for Bread Financial’s Q2 2025 earnings at $1.49 EPS, Q3 2025 earnings at $2.38 EPS, Q4 2025 earnings at $0.35 EPS, FY2025 earnings at $6.55 EPS and FY2026 earnings at $8.00 EPS.

Bread Financial (NYSE:BFH) last released its quarterly earnings data on Thursday, January 30th. The company reported $0.41 earnings per share (EPS) for the quarter, topping the consensus estimate of $0.34 by $0.07. Bread Financial had a return on equity of 12.41% and a net margin of 5.75%.

BFH has been the subject of several other research reports. Morgan Stanley upgraded Bread Financial from an “underweight” rating to an “overweight” rating and increased their price objective for the stock from $35.00 to $76.00 in a research report on Thursday, December 19th. TD Cowen raised their price target on Bread Financial from $48.00 to $50.00 and gave the company a “hold” rating in a research report on Monday, October 28th. Keefe, Bruyette & Woods raised their price target on Bread Financial from $67.00 to $88.00 and gave the company an “outperform” rating in a research report on Monday, December 9th. JMP Securities restated a “market perform” rating on shares of Bread Financial in a research report on Monday. Finally, Evercore ISI raised their price target on Bread Financial from $52.00 to $54.00 and gave the company an “in-line” rating in a research report on Wednesday, October 30th. Two research analysts have rated the stock with a sell rating, nine have assigned a hold rating and five have given a buy rating to the company’s stock. According to data from MarketBeat.com, the stock currently has an average rating of “Hold” and a consensus target price of $59.69.

Bread Financial Trading Down 4.6 %

NYSE:BFH opened at $60.21 on Wednesday. The stock has a fifty day moving average price of $62.05 and a two-hundred day moving average price of $55.85. The stock has a market capitalization of $2.99 billion, a price-to-earnings ratio of 10.85, a PEG ratio of 1.38 and a beta of 1.93. The company has a debt-to-equity ratio of 0.33, a quick ratio of 1.19 and a current ratio of 1.15. Bread Financial has a 1 year low of $32.10 and a 1 year high of $66.71.

Institutional Inflows and Outflows

Institutional investors and hedge funds have recently modified their holdings of the stock. World Investment Advisors LLC acquired a new position in shares of Bread Financial during the 3rd quarter valued at about $810,000. Geode Capital Management LLC increased its stake in shares of Bread Financial by 1.2% during the 3rd quarter. Geode Capital Management LLC now owns 1,155,989 shares of the company’s stock valued at $55,012,000 after acquiring an additional 13,459 shares during the last quarter. Livforsakringsbolaget Skandia Omsesidigt acquired a new position in shares of Bread Financial during the 3rd quarter valued at about $576,000. Intech Investment Management LLC acquired a new position in shares of Bread Financial during the 3rd quarter valued at about $3,550,000. Finally, Factorial Partners LLC increased its stake in shares of Bread Financial by 78.9% during the 3rd quarter. Factorial Partners LLC now owns 34,000 shares of the company’s stock valued at $1,618,000 after acquiring an additional 15,000 shares during the last quarter. Institutional investors and hedge funds own 99.52% of the company’s stock.

Bread Financial Dividend Announcement

The business also recently disclosed a quarterly dividend, which will be paid on Friday, March 21st. Stockholders of record on Friday, February 14th will be paid a dividend of $0.21 per share. This represents a $0.84 dividend on an annualized basis and a dividend yield of 1.40%. The ex-dividend date is Friday, February 14th. Bread Financial’s dividend payout ratio is currently 15.14%.

About Bread Financial

Bread Financial Holdings, Inc provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. It offers credit card and other loans financing services, including risk management solutions, account origination, and funding services for private label and co-brand credit card programs, as well as through Bread partnerships; and Comenity-branded general purpose cash-back credit.